Hallelujah, God is insured, but what about Act of GOD!

In this world of uncertainty, security comes at a price. Not only humans, but their deities too are not spared from this practice. And this involves in every religion. Generally, the amount that ‘secures’ a God depends upon his or her ‘popularity’ among the devotees. The length of a festival period and the conglomeration of devotees are also taken into account before considering the price. So, mortals know how to evaluate their Gods, huh?
As per a recently documented news, Mumbai’s Ganpati mandal, the GSB Seva Sadan, has insured the Ganesha celebrations that is starting on and from September 1 by more than a whooping amount of 50 crore of INR. This insurance will cover any hostilities to the ornaments that will be used to decorate the idol, the pandal itself, and also will cover the devotees who will visit the makeshift shrine. Last year the GSB Seva Sadan indemnify the festival with an amount of 49.5 crore of INR; a record that was all set to be broken this year. The tenure of the entire insurance will continue to be in effect until the immersion of the Ganesha idol.

Now, this is not the first instance that this type of practice is being observed. Lord Balaji’s ornaments in Tirumala Venkateswara Temple is insured by an astounding amount of 52,000 crore of INR. The Guruvayoor temple of Kerala is also learnt to pay an insurance premium close to 50 lakhs of INR. This covers anything and everything that is on its premises.

Even there are many other abodes of Gods that are valued with high insurance cover to be protected from terror attacks. While during such a disaster the mortals are more likely to surrender their safety to the Gods, their Saviours too are concerned in arranging their own security at a high priority basis.

After the terror hit Akshwardham Temple of Gujarat in 2002, many others like the Vaishnodevi temple in Jammu and Kashmir, the Meenakshi temple in Madurai, and Tirupathi Devasthanam in Andhra Pradesh have taken up insurance covers against any devastating terror attack.

Well, you have really mistaken it altogether if you take this trait to be very Hindu and Indian in nature. Rather, in case if we look beyond Hinduism then such instances are also not too hard to find. The modern English churches also go for the facilities of insurance coverage. However, unlike their Hindu counterparts, they do not enjoy the right to shoot the insurance amount as per their wish. Rather, they maintain a standard policy, which allows any church to claim £15,000 or £25,000 every year. This depends on the version of the policy as issued by the Ecclesiastical.

Faith insurance has also made a mark in safeguarding the worldwide mosques. Like any other prayer houses, the mosques too are storehouses of valuable arts and artifacts. Thefts and burglaries, therefore, are a common affair. To indemnify their properties, the Muslim clergies or the governing bodies also go for hefty coverage to cover up such a loss.

The same goes for gurdwaras, or synagogues, or the prayer houses of any other faith. This clearly states that just like in the line of their mortal devotees, the all-powerful and omnipotent Gods too, are nowadays seeking ways to safeguard their abodes.

But what about if an Act of God Strikes on us people who have basic insurance. Well see the movie “The Man Who Sued God”, and all hell will break loose. The 2001 Australian film, starred Billy Connolly and was directed by Mark Joffe is a satirical look into a situation where an was not paid due to the protagonist as the event which caused the damage was an act of god. So to settle matter he did what every normal man would not do… SUE THE LORD HIMSELF (or herself) !

As per wiki: in England and Wales, an act of God is a unforseeable natural phenomenon. Explained by Lord Hobhouse in Transco plc v Stockport Metropolitan Borough Council as describing events;
(i) which involve no human agency
(ii) which is not realistically possible to guard against
(iii) which is due directly and exclusively to natural causes and
(iv) which could not have been prevented by any amount of foresight, pains and care

But also recently Recently, human activities have been claimed to be the root causes of events until now considered natural disasters. In particular:

  •  Water pressure in dams releasing geological fault (earthquake in China)
  •  Geothermal injections of water provoking earthquakes (Zurich, Switzerland, 2003—currently on trial)
  •  Drilling provoking mud volcano (Java, ongoing)

Such events are possibly threatening the legal status of Acts of God and may establish liabilities where none existed until

But if an act of God hits god himself what will happen…scratch…scratch J . Amen!


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